Considering the Parable of the Talents (Matthew 25:14-30), what does the 'talent' most accurately symbolize in the context of Christian discipleship?

A Financial wealth and material possessions. B Natural skills and abilities that people are born with. C The gospel message that is to be shared with others. D God-given gifts, opportunities, and resources that each person is entrusted with and expected to develop and use for God's glory.