Which of these factors MOST significantly contributed to the rise of urban contemporary gospel music in the 1990s, differentiating it from traditional gospel?

A The increased use of traditional gospel choirs in secular music. B The influence of hip-hop, R&B, and other popular genres, alongside a focus on themes relevant to urban life and social issues. C The exclusive focus on traditional hymns and spirituals in a modern context. D Government funding initiatives specifically targeting gospel music education in urban areas.