Within the Parable of the Talents (Matthew 25:14-30), what does the 'talent' most likely symbolize, and how does this parable challenge believers to live out their faith?

A The 'talent' represents literal monetary wealth and the importance of financial investment. B The 'talent' symbolizes inherent spiritual gifts and abilities, challenging believers to develop and utilize them for God's kingdom. C The 'talent' represents social status and the need to climb the social ladder for personal advancement. D The 'talent' represents physical strength and the importance of manual labor in serving God.