According to the Parable of the Talents in Matthew 25:14-30, what lesson is primarily conveyed about the use of God-given resources?

A The parable primarily condemns laziness and lack of initiative, encouraging the use of one's abilities. B It subtly criticizes wealth accumulation by the elite, suggesting hoarding is problematic. C The master's actions are intended to demonstrate the importance of risk-taking in investment. D The parable highlights individual responsibility in a system of equal opportunities.